System, method, and program product for local investment networking

ABSTRACT

A system and method comprising logging into a crowdfunding site; selecting at least an opportunity listed in said crowdfunding site; uploading said selected opportunity; providing a geospatial location identifier for at least one of, a local entrepreneur, an investment opportunity, and local investor in order to utilize a geospatial search and discovery processes for local investment; showcasing, by said crowdfunding site, said selected opportunity; searching for local investments; matching an investment searched for in a geographic region; choosing said matched investment according to said geographic location identifier; and displaying said searched local investment on a geospatial mapping server.

CROSS-REFERENCE TO RELATED APPLICATIONS

The present continuation patent application claims priority benefit ofthe U.S. nonprovisional application for patent Ser. No. 16/122,851entitled “System, Method, and Program Product for Local InvestmentNetworking”, filed on 5 Sep. 2018 under 35 U.S.C 111(a) and furtherclaim benefit to the provisional application for patent Ser. No.62/554,450 entitled “Method of Local Investment Networking Platform”,filed on 5 Sep. 2017 under 35 U.S.C. 119(e). The contents of thisrelated provisional application are incorporated herein by reference forall purposes to the extent that such subject matter is not inconsistentherewith or limiting hereof.

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FEDERALLY SPONSORED RESEARCH OR DEVELOPMENT

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REFERENCE TO SEQUENCE LISTING, A TABLE, OR A COMPUTER LISTING APPENDIX

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COPYRIGHT NOTICE

A portion of the disclosure of this patent document contains materialthat is subject to copyright protection by the author thereof. Thecopyright owner has no objection to the facsimile reproduction by anyoneof the patent document or patent disclosure for the purposes ofreferencing as patent prior art, as it appears in the Patent andTrademark Office, patent file or records, but otherwise reserves allcopyright rights whatsoever.

BACKGROUND OF THE RELEVANT PRIOR ART

One or more embodiments of the invention generally relate toinvestments. More particularly, certain embodiments of the inventionrelates to a local investment platform.

The following background information may present examples of specificaspects of the prior art (e.g., without limitation, approaches, facts,or common wisdom) that, while expected to be helpful to further educatethe reader as to additional aspects of the prior art, is not to beconstrued as limiting the present invention, or any embodiments thereof,to anything stated or implied therein or inferred thereupon.

The following is an example of a specific aspect in the prior art that,while expected to be helpful to further educate the reader as toadditional aspects of the prior art, is not to be construed as limitingthe present invention, or any embodiments thereof, to anything stated orimplied therein or inferred thereupon. By way of educational background,an aspect of the prior art generally useful to be aware of is that inbusiness, there are commonly so many players involved that it isdifficult to keep track of who may offer what or be sure that you knowof all opportunities available to you. Finding other investors who canhelp spread risk or could help mentor is typically difficult. Online,there are various tools for connecting investors but there is still roomto improve these tools and customize them for a specific applicationsuch as in local investments. Current solutions offer help connectingdistant investors with businesses, but they have yet to address thelarge sector of investments in local businesses. Using computers forautomatically extracting roles and possible investor relationships thatmay be involved in local investments is typically a difficult task to dowell. Local business investments are vital to many areas and also makeit easier for investors to visit facilities and be more integral totheir success, while at the same time bypassing Wall Street/distantinvestors. Current websites for connecting investors focus onnon-local/geographic based business investments, not where all partiesinvolved are found locally. Furthermore, current websites typically donot offer location-based searching. Furthermore still, current websitesusually do not offer automated matching. Furthermore still, currentwebsites do not invest in improving search results for local investmentsand improved services. Furthermore still, while local clubs may exist tohelp local investors meet, these commonly meet in person and are notcomputer module executed so there is relatively a lot of room forimprovement of platforms for local investments.

In view of the foregoing, it is clear that these traditional techniquesare not perfect and leave room for more optimal approaches.

BRIEF DESCRIPTION OF THE DRAWINGS

The present invention is illustrated by way of example, and not by wayof limitation, in the figures of the accompanying drawings and in whichlike reference numerals refer to similar elements and in which:

FIG. 1 is a flow chart illustrating an exemplary first component of theinvention, in accordance with an embodiment of the invention;

FIG. 2 is a flow chart illustrating an exemplary second component of theinvention, in accordance with an embodiment of the invention;

FIG. 3 is a block diagram illustrating an exemplary software modules'system;

FIG. 4 is a block diagram depicting an exemplary client/server systemwhich may be used by an exemplary web-enabled/networked embodiment ofthe present invention;

FIG. 5 illustrates a block diagram depicting a conventionalclient/server communication system, which may be used by an exemplaryweb-enabled/networked embodiment of the present invention;

FIG. 6 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention;

FIG. 7 is a flow chart illustrating an exemplary control panel sourcingadditions of the invention, in accordance with an embodiment of theinvention;

FIG. 8 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention;

FIG. 9 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention; and,

FIG. 10 is a flow chart illustrating an exemplary control panel sourcingadditions of the invention, in accordance with an embodiment of theinvention.

Unless otherwise indicated illustrations in the figures are notnecessarily drawn to scale.

DETAILED DESCRIPTION OF SOME EMBODIMENTS

The present invention is best understood by reference to the detailedfigures and description set forth herein.

Embodiments of the invention are discussed below with reference to theFigures. However, those skilled in the art will readily appreciate thatthe detailed description given herein with respect to these figures isfor explanatory purposes as the invention extends beyond these limitedembodiments. For example, it should be appreciated that those skilled inthe art will, in light of the teachings of the present invention,recognize a multiplicity of alternate and suitable approaches, dependingupon the needs of the particular application, to implement thefunctionality of any given detail described herein, beyond theparticular implementation choices in the following embodiments describedand shown. That is, there are modifications and variations of theinvention that are too numerous to be listed but that all fit within thescope of the invention. Also, singular words should be read as pluraland vice versa and masculine as feminine and vice versa, whereappropriate, and alternative embodiments do not necessarily imply thatthe two are mutually exclusive.

It is to be further understood that the present invention is not limitedto the particular methodology, compounds, materials, manufacturingtechniques, uses, and applications, described herein, as these may vary.It is also to be understood that the terminology used herein is used forthe purpose of describing particular embodiments only, and is notintended to limit the scope of the present invention. It must be notedthat as used herein and in the appended claims, the singular forms “a,”“an,” and “the” include the plural reference unless the context clearlydictates otherwise. Thus, for example, a reference to “an element” is areference to one or more elements and includes equivalents thereof knownto those skilled in the art. Similarly, for another example, a referenceto “a step” or “a means” is a reference to one or more steps or meansand may include sub-steps and subservient means. All conjunctions usedare to be understood in the most inclusive sense possible. Thus, theword “or” should be understood as having the definition of a logical“or” rather than that of a logical “exclusive or” unless the contextclearly necessitates otherwise. Structures described herein are to beunderstood also to refer to functional equivalents of such structures.Language that may be construed to express approximation should be sounderstood unless the context clearly dictates otherwise.

All words of approximation as used in the present disclosure and claimsshould be construed to mean “approximate,” rather than “perfect,” andmay accordingly be employed as a meaningful modifier to any other word,specified parameter, quantity, quality, or concept. Words ofapproximation, include, yet are not limited to terms such as“substantial”, “nearly”, “almost”, “about”, “generally”, “largely”,“essentially”, “closely approximate”, etc.

As will be established in some detail below, it is well settled law, asearly as 1939, that words of approximation are not indefinite in theclaims even when such limits are not defined or specified in thespecification.

For example, see Ex parte Mallory, 52 USPQ 297, 297 (Pat. Off. Bd. App.1941) where the court said “The examiner has held that most of theclaims are inaccurate because apparently the laminar film will not beentirely eliminated. The claims specify that the film is “substantially”eliminated and for the intended purpose, it is believed that the slightportion of the film which may remain is negligible. We are of the view,therefore, that the claims may be regarded as sufficiently accurate.”

Note that claims need only “reasonably apprise those skilled in the art”as to their scope to satisfy the definiteness requirement. See EnergyAbsorption Sys., Inc. v. Roadway Safety Servs., Inc., Civ. App. 96-1264,slip op. at 10 (Fed. Cir. Jul. 3, 1997) (unpublished) Hybridtech v.Monoclonal Antibodies, Inc., 802 F.2d 1367, 1385, 231 USPQ 81, 94 (Fed.Cir. 1986), cert. denied, 480 U.S. 947 (1987). In addition, the use ofmodifiers in the claim, like “generally” and “substantial,” does not byitself render the claims indefinite. See Seattle Box Co. v. IndustrialCrating & Packing, Inc., 731 F.2d 818, 828-29, 221 USPQ 568, 575-76(Fed. Cir. 1984).

Moreover, the ordinary and customary meaning of terms like“substantially” includes “reasonably close to: nearly, almost, about”,connoting a term of approximation. See In re Frye, Appeal No.2009-006013, 94 USPQ2d 1072, 1077, 2010 WL 889747 (B.P.A.I. 2010)Depending on its usage, the word “substantially” can denote eitherlanguage of approximation or language of magnitude. Deering PrecisionInstruments, L.L.C. v. Vector Distribution Sys., Inc., 347 F.3d 1314,1323 (Fed. Cir. 2003) (recognizing the “dual ordinary meaning of th[e]term [“substantially”] as connoting a term of approximation or a term ofmagnitude”). Here, when referring to the “substantially halfway”limitation, the Specification uses the word “approximately” as asubstitute for the word “substantially” (Fact 4). (Fact 4). The ordinarymeaning of “substantially halfway” is thus reasonably close to or nearlyat the midpoint between the forwardmost point of the upper or outsoleand the rearwardmost point of the upper or outsole.

Similarly, the term ‘substantially’ is well recognize in case law tohave the dual ordinary meaning of connoting a term of approximation or aterm of magnitude. See Dana Corp. v. American Axle & Manufacturing,Inc., Civ. App. 04-1116, 2004 U.S. App. LEXIS 18265, *13-14 (Fed. Cir.Aug. 27, 2004) (unpublished). The term “substantially” is commonly usedby claim drafters to indicate approximation. See Cordis Corp. v.Medtronic AVE Inc., 339 F.3d 1352, 1360 (Fed. Cir. 2003) (“The patentsdo not set out any numerical standard by which to determine whether thethickness of the wall surface is ‘substantially uniform.’ The term‘substantially,’ as used in this context, denotes approximation. Thus,the walls must be of largely or approximately uniform thickness.”); seealso Deering Precision Instruments, LLC v. Vector Distribution Sys.,Inc., 347 F.3d 1314, 1322 (Fed. Cir. 2003); Epcon Gas Sys., Inc. v.Bauer Compressors, Inc., 279 F.3d 1022, 1031 (Fed. Cir. 2002). We findthat the term “substantially” was used in just such a manner in theclaims of the patents-in-suit: “substantially uniform wall thickness”denotes a wall thickness with approximate uniformity.

It should also be noted that such words of approximation as contemplatedin the foregoing clearly limits the scope of claims such as saying‘generally parallel’ such that the adverb ‘generally’ does not broadenthe meaning of parallel. Accordingly, it is well settled that such wordsof approximation as contemplated in the foregoing (e.g., like the phrase‘generally parallel’) envisions some amount of deviation from perfection(e.g., not exactly parallel), and that such words of approximation ascontemplated in the foregoing are descriptive terms commonly used inpatent claims to avoid a strict numerical boundary to the specifiedparameter. To the extent that the plain language of the claims relyingon such words of approximation as contemplated in the foregoing areclear and uncontradicted by anything in the written description hereinor the figures thereof, it is improper to rely upon the present writtendescription, the figures, or the prosecution history to add limitationsto any of the claim of the present invention with respect to such wordsof approximation as contemplated in the foregoing. That is, under suchcircumstances, relying on the written description and prosecutionhistory to reject the ordinary and customary meanings of the wordsthemselves is impermissible. See, for example, Liquid Dynamics Corp. v.Vaughan Co., 355 F.3d 1361, 69 USPQ2d 1595, 1600-01 (Fed. Cir. 2004).The plain language of phrase 2 requires a “substantial helical flow.”The term “substantial” is a meaningful modifier implying “approximate,”rather than “perfect.” In Cordis Corp. v. Medtronic AVE, Inc., 339 F.3d1352, 1361 (Fed. Cir. 2003), the district court imposed a precisenumeric constraint on the term “substantially uniform thickness.” Wenoted that the proper interpretation of this term was “of largely orapproximately uniform thickness” unless something in the prosecutionhistory imposed the “clear and unmistakable disclaimer” needed fornarrowing beyond this simple-language interpretation. Id. In Anchor WallSystems v. Rockwood Retaining Walls, Inc., 340 F.3d 1298, 1311 (Fed.Cir. 2003)” Id. at 1311. Similarly, the plain language of Claim 1requires neither a perfectly helical flow nor a flow that returnsprecisely to the center after one rotation (a limitation that arisesonly as a logical consequence of requiring a perfectly helical flow).

The reader should appreciate that case law generally recognizes a dualordinary meaning of such words of approximation, as contemplated in theforegoing, as connoting a term of approximation or a term of magnitude;e.g., see Deering Precision Instruments, L.L.C. v. Vector Distrib. Sys.,Inc., 347 F.3d 1314, 68 USPQ2d 1716, 1721 (Fed. Cir. 2003), cert.denied, 124 S. Ct. 1426 (2004) where the court was asked to construe themeaning of the term “substantially” in a patent claim. Also see Epcon,279 F.3d at 1031 (“The phrase ‘substantially constant’ denotes languageof approximation, while the phrase ‘substantially below’ signifieslanguage of magnitude, i.e., not insubstantial.”). Also, see, e.g.,Epcon Gas Sys., Inc. v. Bauer Compressors, Inc., 279 F.3d 1022 (Fed.Cir. 2002) (construing the terms “substantially constant” and“substantially below”); Zodiac Pool Care, Inc. v. Hoffinger Indus.,Inc., 206 F.3d 1408 (Fed. Cir. 2000) (construing the term “substantiallyinward”); York Prods., Inc. v. Cent. Tractor Farm & Family Ctr., 99 F.3d1568 (Fed. Cir. 1996) (construing the term “substantially the entireheight thereof”); Tex. Instruments Inc. v. Cypress Semiconductor Corp.,90 F.3d 1558 (Fed. Cir. 1996) (construing the term “substantially in thecommon plane”). In conducting their analysis, the court instructed tobegin with the ordinary meaning of the claim terms to one of ordinaryskill in the art. Prima Tek, 318 F.3d at 1148. Reference to dictionariesand our cases indicates that the term “substantially” has numerousordinary meanings. As the district court stated, “substantially” canmean “significantly” or “considerably.” The term “substantially” canalso mean “largely” or “essentially.” Webster's New 20th CenturyDictionary 1817 (1983).

Words of approximation, as contemplated in the foregoing, may also beused in phrases establishing approximate ranges or limits, where the endpoints are inclusive and approximate, not perfect; e.g., see AK SteelCorp. v. Sollac, 344 F.3d 1234, 68 USPQ2d 1280, 1285 (Fed. Cir. 2003)where it where the court said [W]e conclude that the ordinary meaning ofthe phrase “up to about 10%” includes the “about 10%” endpoint. Aspointed out by AK Steel, when an object of the preposition “up to” isnonnumeric, the most natural meaning is to exclude the object (e.g.,painting the wall up to the door). On the other hand, as pointed out bySollac, when the object is a numerical limit, the normal meaning is toinclude that upper numerical limit (e.g., counting up to ten, seatingcapacity for up to seven passengers). Because we have here a numericallimit—“about 10%”—the ordinary meaning is that that endpoint isincluded.

In the present specification and claims, a goal of employment of suchwords of approximation, as contemplated in the foregoing, is to avoid astrict numerical boundary to the modified specified parameter, assanctioned by Pall Corp. v. Micron Separations, Inc., 66 F.3d 1211,1217, 36 USPQ2d 1225, 1229 (Fed. Cir. 1995) where it states “It is wellestablished that when the term “substantially” serves reasonably todescribe the subject matter so that its scope would be understood bypersons in the field of the invention, and to distinguish the claimedsubject matter from the prior art, it is not indefinite.” Likewise seeVerve LLC v. Crane Cams Inc., 311 F.3d 1116, 65 USPQ2d 1051, 1054 (Fed.Cir. 2002). Expressions such as “substantially” are used in patentdocuments when warranted by the nature of the invention, in order toaccommodate the minor variations that may be appropriate to secure theinvention. Such usage may well satisfy the charge to “particularly pointout and distinctly claim” the invention, 35 U.S.C. § 112, and indeed maybe necessary in order to provide the inventor with the benefit of hisinvention. In Andrew Corp. v. Gabriel Elecs. Inc., 847 F.2d 819, 821-22,6 USPQ2d 2010, 2013 (Fed. Cir. 1988) the court explained that usagessuch as “substantially equal” and “closely approximate” may serve todescribe the invention with precision appropriate to the technology andwithout intruding on the prior art. The court again explained in EcolabInc. v. Envirochem, Inc., 264 F.3d 1358, 1367, 60 USPQ2d 1173, 1179(Fed. Cir. 2001) that “like the term ‘about,’ the term ‘substantially’is a descriptive term commonly used in patent claims to ‘avoid a strictnumerical boundary to the specified parameter, see Ecolab Inc. v.Envirochem Inc., 264 F.3d 1358, 60 USPQ2d 1173, 1179 (Fed. Cir. 2001)where the court found that the use of the term “substantially” to modifythe term “uniform” does not render this phrase so unclear such thatthere is no means by which to ascertain the claim scope.

Similarly, other courts have noted that like the term “about,” the term“substantially” is a descriptive term commonly used in patent claims to“avoid a strict numerical boundary to the specified parameter.”; e.g.,see Pall Corp. v. Micron Seps., 66 F.3d 1211, 1217, 36 USPQ2d 1225, 1229(Fed. Cir. 1995); see, e.g., Andrew Corp. v. Gabriel Elecs. Inc., 847F.2d 819, 821-22, 6 USPQ2d 2010, 2013 (Fed. Cir. 1988) (noting thatterms such as “approach each other,” “close to,” “substantially equal,”and “closely approximate” are ubiquitously used in patent claims andthat such usages, when serving reasonably to describe the claimedsubject matter to those of skill in the field of the invention, and todistinguish the claimed subject matter from the prior art, have beenaccepted in patent examination and upheld by the courts). In this case,“substantially” avoids the strict 100% nonuniformity boundary.

Indeed, the foregoing sanctioning of such words of approximation, ascontemplated in the foregoing, has been established as early as 1939,see Ex parte Mallory, 52 USPQ 297, 297 (Pat. Off. Bd. App. 1941) where,for example, the court said “the claims specify that the film is“substantially” eliminated and for the intended purpose, it is believedthat the slight portion of the film which may remain is negligible. Weare of the view, therefore, that the claims may be regarded assufficiently accurate.” Similarly, In re Hutchison, 104 F.2d 829, 42USPQ 90, 93 (C.C.P.A. 1939) the court said “It is realized that“substantial distance” is a relative and somewhat indefinite term, orphrase, but terms and phrases of this character are not uncommon inpatents in cases where, according to the art involved, the meaning canbe determined with reasonable clearness.”

Hence, for at least the forgoing reason, Applicants submit that it isimproper for any examiner to hold as indefinite any claims of thepresent patent that employ any words of approximation.

Unless defined otherwise, all technical and scientific terms used hereinhave the same meanings as commonly understood by one of ordinary skillin the art to which this invention belongs. Preferred methods,techniques, devices, and materials are described, although any methods,techniques, devices, or materials similar or equivalent to thosedescribed herein may be used in the practice or testing of the presentinvention. Structures described herein are to be understood also torefer to functional equivalents of such structures. The presentinvention will be described in detail below with reference toembodiments thereof as illustrated in the accompanying drawings.

References to a “device,” an “apparatus,” a “system,” etc., in thepreamble of a claim should be construed broadly to mean “any structuremeeting the claim terms” exempt for any specific structure(s)/type(s)that has/(have) been explicitly disavowed or excluded oradmitted/implied as prior art in the present specification or incapableof enabling an object/aspect/goal of the invention. Furthermore, wherethe present specification discloses an object, aspect, function, goal,result, or advantage of the invention that a specific prior artstructure and/or method step is similarly capable of performing yet in avery different way, the present invention disclosure is intended to andshall also implicitly include and cover additional correspondingalternative embodiments that are otherwise identical to that explicitlydisclosed except that they exclude such prior art structure(s)/step(s),and shall accordingly be deemed as providing sufficient disclosure tosupport a corresponding negative limitation in a claim claiming suchalternative embodiment(s), which exclude such very different prior artstructure(s)/step(s) way(s).

From reading the present disclosure, other variations and modificationswill be apparent to persons skilled in the art. Such variations andmodifications may involve equivalent and other features which arealready known in the art, and which may be used instead of or inaddition to features already described herein.

Although Claims have been formulated in this Application to particularcombinations of features, it should be understood that the scope of thedisclosure of the present invention also includes any novel feature orany novel combination of features disclosed herein either explicitly orimplicitly or any generalization thereof, whether or not it relates tothe same invention as presently claimed in any Claim and whether or notit mitigates any or all of the same technical problems as does thepresent invention.

Features which are described in the context of separate embodiments mayalso be provided in combination in a single embodiment. Conversely,various features which are, for brevity, described in the context of asingle embodiment, may also be provided separately or in any suitablesubcombination. The Applicants hereby give notice that new Claims may beformulated to such features and/or combinations of such features duringthe prosecution of the present Application or of any further Applicationderived therefrom.

References to “one embodiment,” “an embodiment,” “example embodiment,”“various embodiments,” “some embodiments,” “embodiments of theinvention,” etc., may indicate that the embodiment(s) of the inventionso described may include a particular feature, structure, orcharacteristic, but not every possible embodiment of the inventionnecessarily includes the particular feature, structure, orcharacteristic. Further, repeated use of the phrase “in one embodiment,”or “in an exemplary embodiment,” “an embodiment,” do not necessarilyrefer to the same embodiment, although they may. Moreover, any use ofphrases like “embodiments” in connection with “the invention” are nevermeant to characterize that all embodiments of the invention must includethe particular feature, structure, or characteristic, and should insteadbe understood to mean “at least some embodiments of the invention”include the stated particular feature, structure, or characteristic.

References to “user”, or any similar term, as used herein, may mean ahuman or non-human user thereof. Moreover, “user”, or any similar term,as used herein, unless expressly stipulated otherwise, is contemplatedto mean users at any stage of the usage process, to include, withoutlimitation, direct user(s), intermediate user(s), indirect user(s), andend user(s). The meaning of “user”, or any similar term, as used herein,should not be otherwise inferred or induced by any pattern(s) ofdescription, embodiments, examples, or referenced prior-art that may (ormay not) be provided in the present patent.

References to “end user”, or any similar term, as used herein, isgenerally intended to mean late stage user(s) as opposed to early stageuser(s). Hence, it is contemplated that there may be a multiplicity ofdifferent types of “end user” near the end stage of the usage process.Where applicable, especially with respect to distribution channels ofembodiments of the invention comprising consumed retailproducts/services thereof (as opposed to sellers/vendors or OriginalEquipment Manufacturers), examples of an “end user” may include, withoutlimitation, a “consumer”, “buyer”, “customer”, “purchaser”, “shopper”,“enjoyer”, “viewer”, or individual person or non-human thing benefitingin any way, directly or indirectly, from use of. or interaction, withsome aspect of the present invention.

In some situations, some embodiments of the present invention mayprovide beneficial usage to more than one stage or type of usage in theforegoing usage process. In such cases where multiple embodimentstargeting various stages of the usage process are described, referencesto “end user”, or any similar term, as used therein, are generallyintended to not include the user that is the furthest removed, in theforegoing usage process, from the final user therein of an embodiment ofthe present invention.

Where applicable, especially with respect to retail distributionchannels of embodiments of the invention, intermediate user(s) mayinclude, without limitation, any individual person or non-human thingbenefiting in any way, directly or indirectly, from use of, orinteraction with, some aspect of the present invention with respect toselling, vending, Original Equipment Manufacturing, marketing,merchandising, distributing, service providing, and the like thereof.

References to “person”, “individual”, “human”, “a party”, “animal”,“creature”, or any similar term, as used herein, even if the context orparticular embodiment implies living user, maker, or participant, itshould be understood that such characterizations are sole by way ofexample, and not limitation, in that it is contemplated that any suchusage, making, or participation by a living entity in connection withmaking, using, and/or participating, in any way, with embodiments of thepresent invention may be substituted by such similar performed by asuitably configured non-living entity, to include, without limitation,automated machines, robots, humanoids, computational systems,information processing systems, artificially intelligent systems, andthe like. It is further contemplated that those skilled in the art willreadily recognize the practical situations where such living makers,users, and/or participants with embodiments of the present invention maybe in whole, or in part, replaced with such non-living makers, users,and/or participants with embodiments of the present invention. Likewise,when those skilled in the art identify such practical situations wheresuch living makers, users, and/or participants with embodiments of thepresent invention may be in whole, or in part, replaced with suchnon-living makers, it will be readily apparent in light of the teachingsof the present invention how to adapt the described embodiments to besuitable for such non-living makers, users, and/or participants withembodiments of the present invention. Thus, the invention is thus toalso cover all such modifications, equivalents, and alternatives fallingwithin the spirit and scope of such adaptations and modifications, atleast in part, for such non-living entities.

Headings provided herein are for convenience and are not to be taken aslimiting the disclosure in any way.

The enumerated listing of items does not imply that any or all of theitems are mutually exclusive, unless expressly specified otherwise.

It is understood that the use of specific component, device and/orparameter names are for example only and not meant to imply anylimitations on the invention. The invention may thus be implemented withdifferent nomenclature/terminology utilized to describe themechanisms/units/structures/components/devices/parameters herein,without limitation. Each term utilized herein is to be given itsbroadest interpretation given the context in which that term isutilized.

Terminology. The following paragraphs provide definitions and/or contextfor terms found in this disclosure (including the appended claims):

“Comprising.” This term is open-ended. As used in the appended claims,this term does not foreclose additional structure or steps. Consider aclaim that recites: “A memory controller comprising a system cache . . ..” Such a claim does not foreclose the memory controller from includingadditional components (e.g., a memory channel unit, a switch).

“Configured To.” Various units, circuits, or other components may bedescribed or claimed as “configured to” perform a task or tasks. In suchcontexts, “configured to” or “operable for” is used to connote structureby indicating that the mechanisms/units/circuits/components includestructure (e.g., circuitry and/or mechanisms) that performs the task ortasks during operation. As such, the mechanisms/unit/circuit/componentcan be said to be configured to (or be operable) for perform(ing) thetask even when the specified mechanisms/unit/circuit/component is notcurrently operational (e.g., is not on). Themechanisms/units/circuits/components used with the “configured to” or“operable for” language include hardware—for example, mechanisms,structures, electronics, circuits, memory storing program instructionsexecutable to implement the operation, etc. Reciting that amechanism/unit/circuit/component is “configured to” or “operable for”perform(ing) one or more tasks is expressly intended not to invoke 35U.S.C. .sctn.112, sixth paragraph, for thatmechanism/unit/circuit/component. “Configured to” may also includeadapting a manufacturing process to fabricate devices or components thatare adapted to implement or perform one or more tasks.

“Based On.” As used herein, this term is used to describe one or morefactors that affect a determination. This term does not forecloseadditional factors that may affect a determination. That is, adetermination may be solely based on those factors or based, at least inpart, on those factors. Consider the phrase “determine A based on B.”While B may be a factor that affects the determination of A, such aphrase does not foreclose the determination of A from also being basedon C. In other instances, A may be determined based solely on B.

The terms “a”, “an” and “the” mean “one or more”, unless expresslyspecified otherwise.

Unless otherwise indicated, all numbers expressing conditions,concentrations, dimensions, and so forth used in the specification andclaims are to be understood as being modified in all instances by theterm “about.” Accordingly, unless indicated to the contrary, thenumerical parameters set forth in the following specification andattached claims are approximations that may vary depending at least upona specific analytical technique.

The term “comprising,” which is synonymous with “including,”“containing,” or “characterized by” is inclusive or open-ended and doesnot exclude additional, unrecited elements or method steps. “Comprising”is a term of art used in claim language which means that the named claimelements are essential, but other claim elements may be added and stillform a construct within the scope of the claim.

As used herein, the phase “consisting of” excludes any element, step, oringredient not specified in the claim. When the phrase “consists of” (orvariations thereof) appears in a clause of the body of a claim, ratherthan immediately following the preamble, it limits only the element setforth in that clause; other elements are not excluded from the claim asa whole. As used herein, the phase “consisting essentially of” and“consisting of” limits the scope of a claim to the specified elements ormethod steps, plus those that do not materially affect the basis andnovel characteristic(s) of the claimed subject matter (see Norian Corp.v Stryker Corp., 363 F.3d 1321, 1331-32, 70 USPQ2d 1508, Fed. Cir.2004). Moreover, for any claim of the present invention which claims anembodiment “consisting essentially of” or “consisting of” a certain setof elements of any herein described embodiment it shall be understood asobvious by those skilled in the art that the present invention alsocovers all possible varying scope variants of any describedembodiment(s) that are each exclusively (i.e., “consisting essentiallyof”) functional subsets or functional combination thereof such that eachof these plurality of exclusive varying scope variants each consistsessentially of any functional subset(s) and/or functional combination(s)of any set of elements of any described embodiment(s) to the exclusionof any others not set forth therein. That is, it is contemplated that itwill be obvious to those skilled how to create a multiplicity ofalternate embodiments of the present invention that simply consistingessentially of a certain functional combination of elements of anydescribed embodiment(s) to the exclusion of any others not set forththerein, and the invention thus covers all such exclusive embodiments asif they were each described herein.

With respect to the terms “comprising,” “consisting of,” and “consistingessentially of,” where one of these three terms is used herein, thedisclosed and claimed subject matter may include the use of either ofthe other two terms. Thus in some embodiments not otherwise explicitlyrecited, any instance of “comprising” may be replaced by “consisting of”or, alternatively, by “consisting essentially of”, and thus, for thepurposes of claim support and construction for “consisting of” formatclaims, such replacements operate to create yet other alternativeembodiments “consisting essentially of” only the elements recited in theoriginal “comprising” embodiment to the exclusion of all other elements.

Moreover, any claim limitation phrased in functional limitation termscovered by 35 USC § 112(6) (post AIA 112(0) which has a preambleinvoking the closed terms “consisting of,” or “consisting essentiallyof,” should be understood to mean that the corresponding structure(s)disclosed herein define the exact metes and bounds of what the soclaimed invention embodiment(s) consists of, or consisting essentiallyof, to the exclusion of any other elements which do not materiallyaffect the intended purpose of the so claimed embodiment(s).

Devices or system modules that are in at least general communicationwith each other need not be in continuous communication with each other,unless expressly specified otherwise. In addition, devices or systemmodules that are in at least general communication with each other maycommunicate directly or indirectly through one or more intermediaries.Moreover, it is understood that any system components described or namedin any embodiment or claimed herein may be grouped or sub-grouped (andaccordingly implicitly renamed) in any combination or sub-combination asthose skilled in the art can imagine as suitable for the particularapplication, and still be within the scope and spirit of the claimedembodiments of the present invention. For an example of what this means,if the invention was a controller of a motor and a valve and theembodiments and claims articulated those components as being separatelygrouped and connected, applying the foregoing would mean that such aninvention and claims would also implicitly cover the valve being groupedinside the motor and the controller being a remote controller with nodirect physical connection to the motor or internalized valve, as suchthe claimed invention is contemplated to cover all ways of groupingand/or adding of intermediate components or systems that stillsubstantially achieve the intended result of the invention.

A description of an embodiment with several components in communicationwith each other does not imply that all such components are required. Onthe contrary a variety of optional components are described toillustrate the wide variety of possible embodiments of the presentinvention.

As is well known to those skilled in the art many careful considerationsand compromises typically must be made when designing for the optimalmanufacture of a commercial implementation any system, and inparticular, the embodiments of the present invention. A commercialimplementation in accordance with the spirit and teachings of thepresent invention may configured according to the needs of theparticular application, whereby any aspect(s), feature(s), function(s),result(s), component(s), approach(es), or step(s) of the teachingsrelated to any described embodiment of the present invention may besuitably omitted, included, adapted, mixed and matched, or improvedand/or optimized by those skilled in the art, using their average skillsand known techniques, to achieve the desired implementation thataddresses the needs of the particular application.

A “computer” may refer to one or more apparatus and/or one or moresystems that are capable of accepting a structured input, processing thestructured input according to prescribed rules, and producing results ofthe processing as output. Examples of a computer may include: acomputer; a stationary and/or portable computer; a computer having asingle processor, multiple processors, or multi-core processors, whichmay operate in parallel and/or not in parallel; a general purposecomputer; a supercomputer; a mainframe; a super mini-computer; amini-computer; a workstation; a micro-computer; a server; a client; aninteractive television; a web appliance; a telecommunications devicewith internet access; a hybrid combination of a computer and aninteractive television; a portable computer; a tablet personal computer(PC); a personal digital assistant (PDA); a portable telephone;application-specific hardware to emulate a computer and/or software,such as, for example, a digital signal processor (DSP), afield-programmable gate array (FPGA), an application specific integratedcircuit (ASIC), an application specific instruction-set processor(ASIP), a chip, chips, a system on a chip, or a chip set; a dataacquisition device; an optical computer; a quantum computer; abiological computer; and generally, an apparatus that may accept data,process data according to one or more stored software programs, generateresults, and typically include input, output, storage, arithmetic,logic, and control units.

Those of skill in the art will appreciate that where appropriate, someembodiments of the disclosure may be practiced in network computingenvironments with many types of computer system configurations,including personal computers, hand-held devices, multi-processorsystems, microprocessor-based or programmable consumer electronics,network PCs, minicomputers, mainframe computers, and the like. Whereappropriate, embodiments may also be practiced in distributed computingenvironments where tasks are performed by local and remote processingdevices that are linked (either by hardwired links, wireless links, orby a combination thereof) through a communications network. In adistributed computing environment, program modules may be located inboth local and remote memory storage devices.

“Software” may refer to prescribed rules to operate a computer. Examplesof software may include: code segments in one or more computer-readablelanguages; graphical and or/textual instructions; applets; pre-compiledcode; interpreted code; compiled code; and computer programs.

The example embodiments described herein can be implemented in anoperating environment comprising computer-executable instructions (e.g.,software) installed on a computer, in hardware, or in a combination ofsoftware and hardware. The computer-executable instructions can bewritten in a computer programming language or can be embodied infirmware logic. If written in a programming language conforming to arecognized standard, such instructions can be executed on a variety ofhardware platforms and for interfaces to a variety of operating systems.Although not limited thereto, computer software program code forcarrying out operations for aspects of the present invention can bewritten in any combination of one or more suitable programminglanguages, including an object oriented programming languages and/orconventional procedural programming languages, and/or programminglanguages such as, for example, Hyper text Markup Language (HTML),Dynamic HTML, Extensible Markup Language (XML), Extensible StylesheetLanguage (XSL), Document Style Semantics and Specification Language(DSSSL), Cascading Style Sheets (CSS), Synchronized MultimediaIntegration Language (SMIL), Wireless Markup Language (WML), Java™,Jini™, C, C++, Smalltalk, Perl, UNIX Shell, Visual Basic or Visual BasicScript, Virtual Reality Markup Language (VRML), ColdFusion™ or othercompilers, assemblers, interpreters or other computer languages orplatforms.

Computer program code for carrying out operations for aspects of thepresent invention may be written in any combination of one or moreprogramming languages, including an object oriented programming languagesuch as Java, Smalltalk, C++ or the like and conventional proceduralprogramming languages, such as the “C” programming language or similarprogramming languages. The program code may execute entirely on theuser's computer, partly on the user's computer, as a stand-alonesoftware package, partly on the user's computer and partly on a remotecomputer or entirely on the remote computer or server. In the latterscenario, the remote computer may be connected to the user's computerthrough any type of network, including a local area network (LAN) or awide area network (WAN), or the connection may be made to an externalcomputer (for example, through the Internet using an Internet ServiceProvider).

A network is a collection of links and nodes (e.g., multiple computersand/or other devices connected together) arranged so that informationmay be passed from one part of the network to another over multiplelinks and through various nodes. Examples of networks include theInternet, the public switched telephone network, the global Telexnetwork, computer networks (e.g., an intranet, an extranet, a local-areanetwork, or a wide-area network), wired networks, and wireless networks.

The Internet is a worldwide network of computers and computer networksarranged to allow the easy and robust exchange of information betweencomputer users. Hundreds of millions of people around the world haveaccess to computers connected to the Internet via Internet ServiceProviders (ISPs). Content providers (e.g., website owners or operators)place multimedia information (e.g., text, graphics, audio, video,animation, and other forms of data) at specific locations on theInternet referred to as webpages. Websites comprise a collection ofconnected, or otherwise related, webpages. The combination of all thewebsites and their corresponding webpages on the Internet is generallyknown as the World Wide Web (WWW) or simply the Web.

Aspects of the present invention are described below with reference toflowchart illustrations and/or block diagrams of methods, apparatus(systems) and computer program products according to embodiments of theinvention. It will be understood that each block of the flowchartillustrations and/or block diagrams, and combinations of blocks in theflowchart illustrations and/or block diagrams, can be implemented bycomputer program instructions. These computer program instructions maybe provided to a processor of a general purpose computer, specialpurpose computer, or other programmable data processing apparatus toproduce a machine, such that the instructions, which execute via theprocessor of the computer or other programmable data processingapparatus, create means for implementing the functions/acts specified inthe flowchart and/or block diagram block or blocks.

The flowchart and block diagrams in the figures illustrate thearchitecture, functionality, and operation of possible implementationsof systems, methods and computer program products according to variousembodiments. In this regard, each block in the flowchart or blockdiagrams may represent a module, segment, or portion of code, whichcomprises one or more executable instructions for implementing thespecified logical function(s). It should also be noted that, in somealternative implementations, the functions noted in the block may occurout of the order noted in the figures. For example, two blocks shown insuccession may, in fact, be executed substantially concurrently, or theblocks may sometimes be executed in the reverse order, depending uponthe functionality involved. It will also be noted that each block of theblock diagrams and/or flowchart illustration, and combinations of blocksin the block diagrams and/or flowchart illustration, can be implementedby special purpose hardware-based systems that perform the specifiedfunctions or acts, or combinations of special purpose hardware andcomputer instructions.

These computer program instructions may also be stored in a computerreadable medium that can direct a computer, other programmable dataprocessing apparatus, or other devices to function in a particularmanner, such that the instructions stored in the computer readablemedium produce an article of manufacture including instructions whichimplement the function/act specified in the flowchart and/or blockdiagram block or blocks.

Further, although process steps, method steps, algorithms or the likemay be described in a sequential order, such processes, methods andalgorithms may be configured to work in alternate orders. In otherwords, any sequence or order of steps that may be described does notnecessarily indicate a requirement that the steps be performed in thatorder. The steps of processes described herein may be performed in anyorder practical. Further, some steps may be performed simultaneously.

It will be readily apparent that the various methods and algorithmsdescribed herein may be implemented by, e.g., appropriately programmedgeneral purpose computers and computing devices. Typically a processor(e.g., a microprocessor) will receive instructions from a memory or likedevice, and execute those instructions, thereby performing a processdefined by those instructions. Further, programs that implement suchmethods and algorithms may be stored and transmitted using a variety ofknown media.

When a single device or article is described herein, it will be readilyapparent that more than one device/article (whether or not theycooperate) may be used in place of a single device/article. Similarly,where more than one device or article is described herein (whether ornot they cooperate), it will be readily apparent that a singledevice/article may be used in place of the more than one device orarticle.

The functionality and/or the features of a device may be alternativelyembodied by one or more other devices which are not explicitly describedas having such functionality/features. Thus, other embodiments of thepresent invention need not include the device itself.

The term “computer-readable medium” as used herein refers to any mediumthat participates in providing data (e.g., instructions) which may beread by a computer, a processor or a like device. Such a medium may takemany forms, including but not limited to, non-volatile media, volatilemedia, and transmission media. Non-volatile media include, for example,optical or magnetic disks and other persistent memory. Volatile mediainclude dynamic random access memory (DRAM), which typically constitutesthe main memory. Transmission media include coaxial cables, copper wireand fiber optics, including the wires that comprise a system bus coupledto the processor. Transmission media may include or convey acousticwaves, light waves and electromagnetic emissions, such as thosegenerated during radio frequency (RF) and infrared (IR) datacommunications. Common forms of computer-readable media include, forexample, a floppy disk, a flexible disk, hard disk, magnetic tape, anyother magnetic medium, a CD-ROM, DVD, any other optical medium, punchcards, paper tape, any other physical medium with patterns of holes, aRAM, a PROM, an EPROM, a FLASH-EEPROM, removable media, flash memory, a“memory stick”, any other memory chip or cartridge, a carrier wave asdescribed hereinafter, or any other medium from which a computer canread.

Various forms of computer readable media may be involved in carryingsequences of instructions to a processor. For example, sequences ofinstruction (i) may be delivered from RAM to a processor, (ii) may becarried over a wireless transmission medium, and/or (iii) may beformatted according to numerous formats, standards or protocols, such asBluetooth, TDMA, CDMA, 3G.

Where databases are described, it will be understood by one of ordinaryskill in the art that (i) alternative database structures to thosedescribed may be readily employed, (ii) other memory structures besidesdatabases may be readily employed. Any schematic illustrations andaccompanying descriptions of any sample databases presented herein areexemplary arrangements for stored representations of information. Anynumber of other arrangements may be employed besides those suggested bythe tables shown. Similarly, any illustrated entries of the databasesrepresent exemplary information only; those skilled in the art willunderstand that the number and content of the entries can be differentfrom those illustrated herein. Further, despite any depiction of thedatabases as tables, an object-based model could be used to store andmanipulate the data types of the present invention and likewise, objectmethods or behaviors can be used to implement the processes of thepresent invention.

A “computer system” may refer to a system having one or more computers,where each computer may include a computer-readable medium embodyingsoftware to operate the computer or one or more of its components.Examples of a computer system may include: a distributed computer systemfor processing information via computer systems linked by a network; twoor more computer systems connected together via a network fortransmitting and/or receiving information between the computer systems;a computer system including two or more processors within a singlecomputer; and one or more apparatuses and/or one or more systems thatmay accept data, may process data in accordance with one or more storedsoftware programs, may generate results, and typically may includeinput, output, storage, arithmetic, logic, and control units.

A “network” may refer to a number of computers and associated devicesthat may be connected by communication facilities. A network may involvepermanent connections such as cables or temporary connections such asthose made through telephone or other communication links. A network mayfurther include hardwired connections (e.g., coaxial cable, twistedpair, optical fiber, waveguides, etc.) and/or wireless connections(e.g., radio frequency waveforms, free-space optical waveforms, acousticwaveforms, etc.). Examples of a network may include: an internet, suchas the Internet; an intranet; a local area network (LAN); a wide areanetwork (WAN); and a combination of networks, such as an internet and anintranet.

As used herein, the “client-side” application should be broadlyconstrued to refer to an application, a page associated with thatapplication, or some other resource or function invoked by a client-siderequest to the application. A “browser” as used herein is not intendedto refer to any specific browser (e.g., Internet Explorer, Safari,FireFox, or the like), but should be broadly construed to refer to anyclient-side rendering engine that can access and displayInternet-accessible resources. A “rich” client typically refers to anon-HTTP based client-side application, such as an SSH or CFIS client.Further, while typically the client-server interactions occur usingHTTP, this is not a limitation either. The client server interaction maybe formatted to conform to the Simple Object Access Protocol (SOAP) andtravel over HTTP (over the public Internet), FTP, or any other reliabletransport mechanism (such as IBM® MQSeries® technologies and CORBA, fortransport over an enterprise intranet) may be used. Any application orfunctionality described herein may be implemented as native code, byproviding hooks into another application, by facilitating use of themechanism as a plug-in, by linking to the mechanism, and the like.

Exemplary networks may operate with any of a number of protocols, suchas Internet protocol (IP), asynchronous transfer mode (ATM), and/orsynchronous optical network (SONET), user datagram protocol (UDP), IEEE802.x, etc.

Embodiments of the present invention may include apparatuses forperforming the operations disclosed herein. An apparatus may bespecially constructed for the desired purposes, or it may comprise ageneral-purpose device selectively activated or reconfigured by aprogram stored in the device.

Embodiments of the invention may also be implemented in one or acombination of hardware, firmware, and software. They may be implementedas instructions stored on a machine-readable medium, which may be readand executed by a computing platform to perform the operations describedherein.

More specifically, as will be appreciated by one skilled in the art,aspects of the present invention may be embodied as a system, method orcomputer program product. Accordingly, aspects of the present inventionmay take the form of an entirely hardware embodiment, an entirelysoftware embodiment (including firmware, resident software, micro-code,etc.) or an embodiment combining software and hardware aspects that mayall generally be referred to herein as a “circuit,” “module” or“system.” Furthermore, aspects of the present invention may take theform of a computer program product embodied in one or more computerreadable medium(s) having computer readable program code embodiedthereon.

In the following description and claims, the terms “computer programmedium” and “computer readable medium” may be used to generally refer tomedia such as, but not limited to, removable storage drives, a hard diskinstalled in hard disk drive, and the like. These computer programproducts may provide software to a computer system. Embodiments of theinvention may be directed to such computer program products.

An algorithm is here, and generally, considered to be a self-consistentsequence of acts or operations leading to a desired result. Theseinclude physical manipulations of physical quantities. Usually, thoughnot necessarily, these quantities take the form of electrical ormagnetic signals capable of being stored, transferred, combined,compared, and otherwise manipulated. It has proven convenient at times,principally for reasons of common usage, to refer to these signals asbits, values, elements, symbols, characters, terms, numbers or the like.It should be understood, however, that all of these and similar termsare to be associated with the appropriate physical quantities and aremerely convenient labels applied to these quantities.

Unless specifically stated otherwise, and as may be apparent from thefollowing description and claims, it should be appreciated thatthroughout the specification descriptions utilizing terms such as“processing,” “computing,” “calculating,” “determining,” or the like,refer to the action and/or processes of a computer or computing system,or similar electronic computing device, that manipulate and/or transformdata represented as physical, such as electronic, quantities within thecomputing system's registers and/or memories into other data similarlyrepresented as physical quantities within the computing system'smemories, registers or other such information storage, transmission ordisplay devices.

Additionally, the phrase “configured to” or “operable for” can includegeneric structure (e.g., generic circuitry) that is manipulated bysoftware and/or firmware (e.g., an FPGA or a general-purpose processorexecuting software) to operate in a manner that is capable of performingthe task(s) at issue. “Configured to” may also include adapting amanufacturing process (e.g., a semiconductor fabrication facility) tofabricate devices (e.g., integrated circuits) that are adapted toimplement or perform one or more tasks.

In a similar manner, the term “processor” may refer to any device orportion of a device that processes electronic data from registers and/ormemory to transform that electronic data into other electronic data thatmay be stored in registers and/or memory. A “computing platform” maycomprise one or more processors.

Embodiments within the scope of the present disclosure may also includetangible and/or non-transitory computer-readable storage media forcarrying or having computer-executable instructions or data structuresstored thereon. Such non-transitory computer-readable storage media canbe any available media that can be accessed by a general purpose orspecial purpose computer, including the functional design of any specialpurpose processor as discussed above. By way of example, and notlimitation, such non-transitory computer-readable media can include RAM,ROM, EEPROM, CD-ROM or other optical disk storage, magnetic disk storageor other magnetic storage devices, or any other medium which can be usedto carry or store desired program code means in the form ofcomputer-executable instructions, data structures, or processor chipdesign. When information is transferred or provided over a network oranother communications connection (either hardwired, wireless, orcombination thereof) to a computer, the computer properly views theconnection as a computer-readable medium. Thus, any such connection isproperly termed a computer-readable medium.

Combinations of the above should also be included within the scope ofthe computer-readable media.

While a non-transitory computer readable medium includes, but is notlimited to, a hard drive, compact disc, flash memory, volatile memory,random access memory, magnetic memory, optical memory, semiconductorbased memory, phase change memory, optical memory, periodicallyrefreshed memory, and the like; the non-transitory computer readablemedium, however, does not include a pure transitory signal per se; i.e.,where the medium itself is transitory.

An embodiment of the present invention may provide an improved searchand connection of local investors and local investment opportunitiesusing geospatial technologies with a potential for global reach. A localinvestment network platform may be based on location and use crowdsourcefunding. In one embodiment, the system may provide both a global and aconsolidator of all investments that may be found on all the differenttypes of crowdfunding sites, with the method being used to consolidateall such sites and investments will be by way of geospatial processes.By utilizing such processes, and unlike standard crowdfundingapproaches, an investor may directly be dealing with and investing intothe business that they may be communicating with. This crowdfundingmodule may carry out a method of consolidating potential investors andcombining their investments to complete a goal investment amount Thesystem may provide a method and platform that will be able toconsolidate the entire crowdfunding industry, potentially having allinvestment opportunities, fundraising opportunities etc. to be able tobe found, when searched for, from anywhere in the globe, with the resultshowcasing the geospatial location of the opportunity. This may allowfor search and connection of local investors and local investmentopportunities using geospatial technologies with a potential for globalreach. Helping local investors connect with each other may allow aninvestment process to be streamlined by having all of an investmentprocess done locally where an investor may visit companies and test outtheir products etc. more easily. Furthermore, this may benefitinvestors, local businesses, entrepreneurs, and start-ups looking forfunding in this same way, as many such businesses are ineligible to getloans by standard means available by allowing them to bypass big banksand other standard means for getting investment loans. Furthermorestill, investor relationship building may be streamlined when thoseinvolved are local. Furthermore still, a platform may allow users tosell shares of investments to other investors which would be relativelywell suited to take over. Furthermore still, this platform may simplifyresults for users by offering an easy to use interface and usingautomated geospatial mapping and search modules. Furthermore still, thismay help automate compliance with financial laws. Furthermore still,product or concept showcasing may be available for simplifieddistribution to local investors. Furthermore still, a platform mayprovide a plurality notifications for alerting users of any relatedprocess. Furthermore still, this may help local charities or local smallloan lending. Furthermore still, with improved data analysis,interfacing, and user interface, this platform may significantly improvelocal investing.

In one embodiment, a crowdfunding 3^(rd) party website (this could beeither an investment based crowdfunding site, a rewards basedcrowdfunding site, a donations based crowdfunding site etc.) may utilizethe control panel to provide information to the system about one or moreof its clients investment opportunities that are advertised on theirwebsite, which they will select to be added to the platform. Suchinformation is only a general summary at this point (i.e. business name,address, amount they are looking to raise). A crowdfunding site may alsoprovide a website link to their clients advertisement on their site.This link may be the direct link to where such an opportunity isdirectly located on the crowdfunding sites website, which will bedisplayed at the geospatial location of the advertisement and may beclicked on to send a searcher directly to the crowdfunding site.

In some embodiments, the geospatial location marker may be provided tothe crowdfunding investment opportunity uploaded by the crowdfundingsite, along with having the above information attached to such alocation. The geospatial location marker may be in the location addressthat is provided by the crowdfunding site for the investment. Aresponsive template may be created and attached to the geospatiallocation in order to display more information that will be able to beviewed on multiple computing devices. A separate template may be createdfor each investment uploaded by the crowdfunding site. The crowdfundingsite may provide additional information. Such additional information mayrange from a further in depth description, attachment of pictures, andalso attachments of videos, all to support the opportunity, which may bedisplayed on the responsive template. A crowdfunding party may be giventhe ability to chose whether they want the information displayed to betranslated into different languages. This may provide the ability forsuch investments/donation opportunities etc. to be showcased to usersaround the world in multiple languages.

In other embodiments, a translation of selected template informationinto a selected language to be done by direct human translation or byutilizing one or more hardware processors and databases, along with oneor more artificial intelligence language translation services. A paymentmethod to be attached to the responsive template may link directly tothe crowdfunding sites payment account. This may provide the advantageof being able to make donations to countries that wouldn't be possiblewithout the language translation in many cases. A 3^(rd) partycrowdfunding site may provide a template on its websites homepageshowcasing all of its clients uploaded investments, along with theirprecise geospatial location markers, on a mapping server. The templatemay be able to be clicked on by a user to direct them to the platform.For instance, if an investment based crowdfunding site uploads 50 of theinvestment opportunities it has on its website, all such investmentslocation may be showcased on the mapping server by way of geospatialidentifiers. The system may act as a global consolidator to thecrowdfunding industry. It will allow all the different crowdfundingplatforms to showcase and list (if they would like to) all of theavailable crowdfunding type of opportunities that they have listed ontheir websites, which can then be found and accessed through geospatialsearch processes. This method will also be able to be done for theclassified ads industry, to consolidate such by way of geospatialmethods.

In an alternative embodiment, the crowdfunding industry could beconsolidated by way of vertical search engines that would crawl throughthe numerous crowdfunding websites worldwide and showcase the relevantresults. Once the relevant results are showcased, a user could click onthe add and then be directed to the crowdfunding site. Also, the resultspage may integrate Google Maps in order to geolocate the address ofrelevant ads showcased.

FIG. 1 is a flow chart illustrating an exemplary first component of theinvention, in accordance with an embodiment of the invention. FIG. 1steps could be done by having a subscriber register onto the platformand have their details showcased on a tile type of display under certaincategories. Matching could then occur by categories and keywords, whilstthe geospatial location of the investment/opportunity etc. could beshowcased on the tile display and would be able to be found/seen fromthere. In a Step 105 a subscriber (entrepreneur, inventor, localinvestment club, local investment opportunity, local investor etc. maygo through a verification process in order to register onto a platform.Subscribers ma further include: Property Developers, Local Farmers,Local Incubators, Local Community Banks, Local Credit Unions, CommunityDevelopment Finance Institutions, Microlending organizations tolow-income recipients, Not-for-Profits, Social Impact Investors, ProgramRelated-Investors, Community Supported Agriculture Groups, Localeconomic development agencies, Local and Municipal Councils, BusinessDevelopment Companies, Local Investment Networks. A LOCAL INVESTMENTOPPORTUNITY may include, but not limited to, businesses looking to raisecapital, businesses looking to finance new stores or upgrade equipment,businesses offering Direct Public Offerings, Businesses conductingPre-Sales to raise money, Housing Projects. INVESTMENT FUNDS/INVESTORSmay include but not limited to Local Investment Funds, RegionalInvestment Funds, State Investment Funds, Mutual Funds, Pension Funds,Accredited Investors, Sophisticated Investors, Angel Investors, PrivateEquity Groups, Venture Capitalists, Foreign Investors. 3^(rd) PARTYCROWDFUNDING SITES may include sites such as Zopa, Kiva, Kickstarteretc., to be utilized in order to increase the exposure of the listedopportunities from their websites on a global geospatial based platform.3^(rd) PARTY INVESTMENT PORTALS may include current website portals thatcater for angel and accredited investors, such as Angel List, couldutilize the platform in order to be able to increase the exposure oftheir clients investment opportunities posted on their sites in ageospatial manner globally. In a Step 110 a subscriber may provideadditional details such as address, description of local investmentclub, a brief description of a local investment opportunity, a title fora local investment offer, local investments sought by investors etc,along with choosing appropriate keywords in a system in regards to alocal investment opportunity or local investment sought. Subscribers mayalso input how much investment they are seeking to raise by selectedmeans such as equity raise, debt, pre-sale etc, A subscriber could alsoindicate how much they are looking to invest, to which the sum inputtedcould be for a one off investment or multiple amounts could be providedfor different industries that are sought for investment, and asubscriber could also input how much they are considering investing,along with the industries they are looking at investing in. In a Step115 additional files may be uploaded to support subscribers. In a caseof a local investment opportunity, it may be files including informationon a business concept, patents for sale, business plan, financialforecasts etc. Additional files to be uploaded could include Vision andMission, Opportunities and Challenges, details on any securities thatmay be offered ie. Type, equity, debt, revenue share etc., entity type,industry, product, legal info, team members, stage of development,traction details, proposed used of funds sought, financials of thebusiness, investor pitch deck, fundraising structure and terms,electronic signature forms, and details on investors that may beeligible such as all investors, accredited investors, and the amount ofinvestors sought. The team members of the business can also uploadadditional information in regards to details about past businesses theyhave run, or past businesses they have sold or were involved with. In acase of a local investment club, it may be information on an investmentstyle and members of a club. In a case of an investor, it may be detailsof a local investment an investor may have shares in and may be lookingto sell (where a place that local shares may be advertised may besubject to another invention), evidence of previous successfulinvestments, qualifications, experience, etc. For a local investmentclub, additions could include the Mission Statement, Industries focusedon, Rules of the Club, and Directors/Senior Manager information. For aninvestor, additions could include educational background, evidence ofdistribution partners, product or industry experience, evidence ofexecutive experience, and details of the ability to access talent inorder to be able to scale teams. In a Step 120, a geospatial locationmarker/identifier may be given to a subscriber in order to provide ageographic location of a local investment opportunity, local investor,or local investment club. In a Step 125 a subscriber may then be given auser control panel which they may be able to utilize to changeinformation, add additional uploads, conduct searches, etc. As detailedin another figure below, a subscriber may also be able to requestinformation on local services they would like such as accountants,advisors, and lawyers, and have all such sourced from 3^(rd) partysearch engines and showcased on a geospatial mapping server. Inaddition, through the control panel a subscriber would be able torequest information regarding certain regulations, courses, mentorship,how to write a business plan, capital raising methods, learning basicbusiness and accounting skills, which will be sourced from 3^(rd) partysearch engines, with the results provided in a tabular form in thecontrol panel. In a Step 130 all information collected may be storedinto a systems database. In a Step 135 a system server may automaticallymatch subscribers according to appropriate keywords and geospatiallocations. In addition, the system may also be automatically matched inregards to the investment amount sought, along with the amount aninvestor is looking to invest, or is considering investing, and thespecific industry/s the investment is in, and is being sought for by aninvestor. This addition was added above. (for example a local investorlooking for certain local investment opportunities may be matched withan appropriate local investment opportunity available according tokeywords and geographic location sought, specified financial amounts(ie. Investment sought/amount willing to invest etc.), local investorslooking for secondary shares of local businesses being sold in certaingeographic areas may be notified of shares in local businesses becomingavailable, local investors may be notified of local investment clubs intheir geographic region etc. Local entrepreneurs may be able to bematched with Local community Banks, Local Credit Unions, or CommunityDevelopment Finance Institutions etc., Low-Income individuals may bematched with Microlending organizations that cater to low incomerecipients etc., Local Farmers may be able to be matched to CommunitySupported Agriculture Groups or Local Economic Development Agenciesetc., Inventors could be matched with Local Incubators etc., and allsubscribers that provides some type of debt facilities could be matchedwith appropriate subscribers seeking some type of debt financing etc.).A system may then send out an automated notification to advisesubscribers of such. In a Step 140 notified parties may then be able tocontact appropriate interested subscribers through way of messages oremail in a system in order to establish communication. The system mayachieve this step by utilizing one or more hardware processors,databases, and network components. In a Step 145 any furthercommunication that may take place between matched parties may be storedin a system database. Such information may be able to be utilized by allparties in order to show that relationships may have been established.No transactions may be able to occur through (i.e No transactions willbe able to be undertaken in the system in regards to general investmentadvertisements. In regards to Direct Public Offerings and Pre-Sales(detailed below) transactions can occur) a system but there may berelated information tracked and results generated by the system.

FIG. 2 is a flow chart illustrating an exemplary second component of theinvention, in accordance with an embodiment of the invention. In a Step205 a subscriber may be able to navigate a search panel in order toinput various keywords or categories of a type of opportunities they maybe looking for (i.e. a local investor may be looking for local plumbinginvestment opportunities in a certain area). They may also include anarea in which they may be looking for such opportunities, be itinformation including but not limited to zip code, local municipality,state, country, device location, or GPS applications. Alternatively, acategory list could be provided, along with appropriate filters, inorder to be able to choose what type of investment etc. is being sought.Search will also be able to be filtered by way of investment type ie.Debt, equity, pre-sales, DPO, or revenue sharing, donation based,rewards based etc. Search will also be able to utilize a filter tosearch for Local Investment Clubs, along with the industry/s they arefocusing on and the member numbers the club is capped to, and willprovide the relevant results on a geospatial mapping server. The systemmay store all searches in a databases in order to provide data analyticsresults in regards to measuring investor demand for certain industriesand locations, and investment ‘hot spots’ by way of geospatial locationdue to all searches conducted. Data may also be able to be provided andextracted as to the average amount investors are willing to invest byway of location and industry (the system may be able to calculate allinvestors and amount they are willing to invest in order to come up withan average that each region/suburb may be looking to invest as anaverage). The system may also be able to utilize all search data done bysubscribers in order to utilize algorithms in order to automaticallyshowcase potential investments that a subscriber may be interested in.Also, the system may utilize all inputted investment criteria's, whetherfinance being sought by a business or investment opportunities beingsought by an investor, and may utilize machine learning methods toprovide a link to relevant securities laws or information that may beuseful to such parties. In a Step 210 a mapping server may be displayedshowing all relevant opportunities according to keywords and geographicarea specified. All such results may be displayed using geospatialmarkers/identifiers in order to allow the user to know where theopportunity may be located. (This could also be done by displaying amapping server, and then all relevant search results in a tile likeformat, and then once an investment or tile is selected, the location ofthe investment could then be showcased on the geospatial mappingserver.) In a Step 220 additional information may be displayed to a userupon clicking on a certain geospatial marker/identifier of interest(This can be done utilizing a tile format and clicking on the tile, asdescribed above). A user may be able to conduct such searches throughmobile phones, tablets, desktops, smart watches, vehicle interfacing, orby way of smart home devices, and have all the relevant resultsshowcased by way of mapping server on all said devices that were used.Such information may be include things such as but not limited toadditional details to an investment opportunity, investor informationetc. In a Step 225 a platform may allow a link to be utilized onadditional information displayed which may allow interested parties tosend notifications to each other in order to establish communication ifthere may be further interest shown by a recipient party. In a Step 230any additional communication may be stored in a system database. Aplatform may also allow for payment system facilities to be included fora user to pay an appropriate amount for subscription fees, investormatching etc. Machine learning methods may utilize data stored fromcommunications between parties to be able to provide relevant automatedsuggestions to subscribers as to investments/investors they may want tomake communication with, or may be interested in. Data saved andanalyzed may also then be able to inform other businesses/investors ofthe percentage of negotiations/communication that a subscriber wasinvolved with ended well or poorly. This could then help a subscriber todecide whether they would like to initiate communication with a contactthat was matched further, or not to bother going ahead with furthercommunication. A platform may also allow for searches to be conducted inmultiple languages, which in effect may allow discovery of localinvestments by international investors to be made more easily.Subscribers may also be able to cancel their accounts from a platformfor whatever reason they deem to be appropriate. Reasons could includeinvestments being completed, investments offers being withdrawn, orsimply due to subscriber wishing to cancel their registration.

FIG. 3 is a block diagram illustrating an exemplary Software Modules'System. In one embodiment, the system could use spatial algorithmprocesses in order to make matches by utilizing the geospatial markerlocations. Within a Software Modules' System there may be a MatchingModule 305 which may consist of storing locations corresponding touser/entity within a searchable Matching Database Module 310 which maybe accessible through a network. Having data/metadata in this form mayallow a matching process to quickly pull out results based on location.This data may be stored and processed in a databases including but notlimited to MongoDB, SQL, NoSQL, etc. in order to allow complex searchingand experimentation to improve search results and data analysis.Furthermore, there may be several ways for a Matching Module 305 toprovide location based information using data mining and neural/learningbased analysis. Once a matching processing may be completed, results maybe presented to a user through various means including but not limitedto GUI's, notifications, reports, statistical graphics, Table of List,Facetal Navigation, etc. An exemplary matching module may then use auser GUI Interfacing Module 315 in a form of a webpage or application.These may be built using languages including but not limited toJavascript, Java, C, Python, Swift, CSS, C++, C#, PHP, Pearl, Ruby,Rust, Elixir, Scala, R, Shell, Objective C, HTML, Dynamic HTML, XML,XSL, WML, VRML, etc. depending on an application or processing needed.In an exemplary embodiment a Matching Module 305 may also use alocation's metadata to find corresponding area codes or county names orneighboring areas to further find location relevant results. In anexemplary embodiment a matching process may also use an API to interfacewith location-based metadata databases and data mining services. In anexemplary embodiment a Crowdfunding Module 320 may also process relevantdata to automatically gather investment money and have all the relevantdata accessible. The Crowdfunding Module 320 may use a CrowdfundingModule Database 325 to store and process data. The crowdfunding modulemay gather relatively small amounts of money from investors and combinethat to give a business a larger investment overall. A local businessinvestment platform may further use an Alert Module 330 which may trackdata analysis or transactions and alert users by interfacing with amobile phone or email system. The alerting module may have an AlertModule Database 335 with methods for data analysis and alert rulesstorage, and the alerting module may be updated and improved. In anexemplary embodiment, these modules may utilize a Network 340 includingbut not limited to Wi-Fi, cellular, fiber optics, or ad-hoc, and thisinvention may utilize common hardware such as but not limited to mobilephones, tablets, desktops, smart watches, sound interfacingrecorders/processors, image interfacing recorders/processors, vehicleinterfacing, or smart home devices. There may be additional modulesutilized to implement the invention including but not limited toauthentication modules, additional graphical interface modules, protocolprocessing modules for transferring data, system database data miningmodule, messaging modules, message/interaction tracking modules,alerting modules, communication allowance modules, location trackingbased alerts.

FIG. 4 is a block diagram depicting an exemplary client/server systemwhich may be used by an exemplary web-enabled/networked embodiment ofthe present invention.

A communication system 400 includes a multiplicity of clients with asampling of clients denoted as a client 402 and a client 404, amultiplicity of local networks with a sampling of networks denoted as alocal network 406 and a local network 408, a global network 410 and amultiplicity of servers with a sampling of servers denoted as a server412 and a server 414.

Client 402 may communicate bi-directionally with local network 406 via acommunication channel 416. Client 404 may communicate bi-directionallywith local network 408 via a communication channel 418. Local network406 may communicate bi-directionally with global network 410 via acommunication channel 420. Local network 408 may communicatebi-directionally with global network 410 via a communication channel422. Global network 410 may communicate bi-directionally with server 412and server 414 via a communication channel 424. Server 412 and server414 may communicate bi-directionally with each other via communicationchannel 424. Furthermore, clients 402, 404, local networks 406, 408,global network 410 and servers 412, 414 may each communicatebi-directionally with each other.

In one embodiment, global network 410 may operate as the Internet. Itwill be understood by those skilled in the art that communication system400 may take many different forms. Non-limiting examples of forms forcommunication system 400 include local area networks (LANs), wide areanetworks (WANs), wired telephone networks, wireless networks, or anyother network supporting data communication between respective entities.

Clients 402 and 404 may take many different forms. Non-limiting examplesof clients 402 and 404 include personal computers, personal digitalassistants (PDAs), cellular phones and smartphones.

Client 402 includes a CPU 426, a pointing device 428, a keyboard 430, amicrophone 432, a printer 434, a memory 436, a mass memory storage 438,a GUI 440, a video camera 442, an input/output interface 444 and anetwork interface 446.

CPU 426, pointing device 428, keyboard 430, microphone 432, printer 434,memory 436, mass memory storage 438, GUI 440, video camera 442,input/output interface 444 and network interface 446 may communicate ina unidirectional manner or a bi-directional manner with each other via acommunication channel 448. Communication channel 448 may be configuredas a single communication channel or a multiplicity of communicationchannels.

CPU 426 may be comprised of a single processor or multiple processors.CPU 426 may be of various types including micro-controllers (e.g., withembedded RAM/ROM) and microprocessors such as programmable devices(e.g., RISC or SISC based, or CPLDs and FPGAs) and devices not capableof being programmed such as gate array ASICs (Application SpecificIntegrated Circuits) or general purpose microprocessors.

As is well known in the art, memory 436 is used typically to transferdata and instructions to CPU 426 in a bi-directional manner. Memory 436,as discussed previously, may include any suitable computer-readablemedia, intended for data storage, such as those described aboveexcluding any wired or wireless transmissions unless specifically noted.Mass memory storage 438 may also be coupled bi-directionally to CPU 426and provides additional data storage capacity and may include any of thecomputer-readable media described above. Mass memory storage 438 may beused to store programs, data and the like and is typically a secondarystorage medium such as a hard disk. It will be appreciated that theinformation retained within mass memory storage 438, may, in appropriatecases, be incorporated in standard fashion as part of memory 436 asvirtual memory.

CPU 426 may be coupled to GUI 440. GUI 440 enables a user to view theoperation of computer operating system and software. CPU 426 may becoupled to pointing device 428. Non-limiting examples of pointing device428 include computer mouse, trackball and touchpad. Pointing device 428enables a user with the capability to maneuver a computer cursor aboutthe viewing area of GUI 440 and select areas or features in the viewingarea of GUI 440. CPU 426 may be coupled to keyboard 430. Keyboard 430enables a user with the capability to input alphanumeric textualinformation to CPU 426. CPU 426 may be coupled to microphone 432.Microphone 432 enables audio produced by a user to be recorded,processed and communicated by CPU 426. CPU 426 may be connected toprinter 434. Printer 434 enables a user with the capability to printinformation to a sheet of paper. CPU 426 may be connected to videocamera 442. Video camera 442 enables video produced or captured by userto be recorded, processed and communicated by CPU 426.

CPU 426 may also be coupled to input/output interface 444 that connectsto one or more input/output devices such as such as CD-ROM, videomonitors, track balls, mice, keyboards, microphones, touch-sensitivedisplays, transducer card readers, magnetic or paper tape readers,tablets, styluses, voice or handwriting recognizers, or other well-knowninput devices such as, of course, other computers.

Finally, CPU 426 optionally may be coupled to network interface 446which enables communication with an external device such as a databaseor a computer or telecommunications or internet network using anexternal connection shown generally as communication channel 416, whichmay be implemented as a hardwired or wireless communications link usingsuitable conventional technologies. With such a connection, CPU 426might receive information from the network, or might output informationto a network in the course of performing the method steps described inthe teachings of the present invention.

FIG. 5 illustrates a block diagram depicting a conventionalclient/server communication system, which may be used by an exemplaryweb-enabled/networked embodiment of the present invention.

A communication system 500 includes a multiplicity of networked regionswith a sampling of regions denoted as a network region 502 and a networkregion 504, a global network 506 and a multiplicity of servers with asampling of servers denoted as a server device 508 and a server device510.

Network region 502 and network region 504 may operate to represent anetwork contained within a geographical area or region. Non-limitingexamples of representations for the geographical areas for the networkedregions may include postal zip codes, telephone area codes, states,counties, cities and countries. Elements within network region 502 and504 may operate to communicate with external elements within othernetworked regions or within elements contained within the same networkregion.

In some implementations, global network 506 may operate as the Internet.It will be understood by those skilled in the art that communicationsystem 500 may take many different forms. Non-limiting examples of formsfor communication system 500 include local area networks (LANs), widearea networks (WANs), wired telephone networks, cellular telephonenetworks or any other network supporting data communication betweenrespective entities via hardwired or wireless communication networks.Global network 506 may operate to transfer information between thevarious networked elements.

Server device 508 and server device 510 may operate to execute softwareinstructions, store information, support database operations andcommunicate with other networked elements. Non-limiting examples ofsoftware and scripting languages which may be executed on server device508 and server device 510 include C, C++, C# and Java.

Network region 502 may operate to communicate bi-directionally withglobal network 506 via a communication channel 512. Network region 504may operate to communicate bi-directionally with global network 506 viaa communication channel 514. Server device 508 may operate tocommunicate bi-directionally with global network 506 via a communicationchannel 516. Server device 510 may operate to communicatebi-directionally with global network 506 via a communication channel518. Network region 502 and 504, global network 506 and server devices508 and 510 may operate to communicate with each other and with everyother networked device located within communication system 500.

Server device 508 includes a networking device 520 and a server 522.Networking device 520 may operate to communicate bi-directionally withglobal network 506 via communication channel 516 and with server 522 viaa communication channel 524. Server 522 may operate to execute softwareinstructions and store information.

Network region 502 includes a multiplicity of clients with a samplingdenoted as a client 526 and a client 528. Client 526 includes anetworking device 534, a processor 536, a GUI 538 and an interfacedevice 540. Non-limiting examples of devices for GUI 538 includemonitors, televisions, cellular telephones, smartphones and PDAs(Personal Digital Assistants). Non-limiting examples of interface device540 include pointing device, mouse, trackball, scanner and printer.Networking device 534 may communicate bi-directionally with globalnetwork 506 via communication channel 512 and with processor 536 via acommunication channel 542. GUI 538 may receive information fromprocessor 536 via a communication channel 544 for presentation to a userfor viewing. Interface device 540 may operate to send controlinformation to processor 536 and to receive information from processor536 via a communication channel 546. Network region 504 includes amultiplicity of clients with a sampling denoted as a client 530 and aclient 532. Client 530 includes a networking device 548, a processor550, a GUI 552 and an interface device 554. Non-limiting examples ofdevices for GUI 538 include monitors, televisions, cellular telephones,smartphones and PDAs (Personal Digital Assistants). Non-limitingexamples of interface device 540 include pointing devices, mousse,trackballs, scanners and printers. Networking device 548 may communicatebi-directionally with global network 506 via communication channel 514and with processor 550 via a communication channel 556. GUI 552 mayreceive information from processor 550 via a communication channel 558for presentation to a user for viewing. Interface device 554 may operateto send control information to processor 550 and to receive informationfrom processor 550 via a communication channel 560.

For example, consider the case where a user interfacing with client 526may want to execute a networked application. A user may enter the IP(Internet Protocol) address for the networked application usinginterface device 540. The IP address information may be communicated toprocessor 536 via communication channel 546. Processor 536 may thencommunicate the IP address information to networking device 534 viacommunication channel 542. Networking device 534 may then communicatethe IP address information to global network 506 via communicationchannel 512. Global network 506 may then communicate the IP addressinformation to networking device 520 of server device 508 viacommunication channel 516. Networking device 520 may then communicatethe IP address information to server 522 via communication channel 524.Server 522 may receive the IP address information and after processingthe IP address information may communicate return information tonetworking device 520 via communication channel 524. Networking device520 may communicate the return information to global network 506 viacommunication channel 516. Global network 506 may communicate the returninformation to networking device 534 via communication channel 512.Networking device 534 may communicate the return information toprocessor 536 via communication channel 542. Processor 576 maycommunicate the return information to GUI 578 via communication channel544. User may then view the return information on GUI 538.

FIG. 6 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention. In a Step605 a user may navigate a search panel and input various terms includingbut not limited to keywords, categories, range of investment amounts,learning based suggested keywords, related dates, and geographicallocations of interest. In a Step 610 a mapping server may be displayedwhich may show a search query in relation to relevant opportunities byway of geospatial markers/identifiers. Alternative ways of showcasingthe results could include Table of Lists, Cards on a Website, or FacetalNavigation. In a Step 615 a marker/identifier may be individuallyclicked on to display more information, and/or a machine learning modulemay infer what information to show a user, which may be alternativelyinterfaced with visually/audibly/and/or using touch. In a Step 620 auser may be notified of an interest in subscribers shown by utilizingtools including but not limited to a relevant link, emails, texts,graphical and/or audible means. In a Step 625 retrieving of additionalbusiness information may use tools including but not limited to a sourcethird party local search engine, user submitted business information,automated searching of the internet, and/or search engine resultanalysis. In a Step 630 additional businesses may be showcased on amapping server along with local investment results. In a Step 635 anyadditional contact, communication by subscribers, or related informationmay be stored in a system database and/or remotely such as but notlimited to on a cloud.

FIG. 7 is a flow chart illustrating an exemplary control panel sourcingadditions of the invention, in accordance with an embodiment of theinvention. In a Step 705 suggested services may be found using meansincluding but not limited to search engines, third party websites,related data analysis in general, site history analysis, related dataanalysis of similar users, and/or neural network/learning/classificationbased data analysis in general. In a Step 710 a mapping server mayshowcase suggested local services using tools including but not limitedto a GUI map, audible communication, visible communication, and/ortactile communication generally. In an alternative embodiment, suggestedlocal services may be offered to a user through means including but notlimited to emails, links, images on a GUI similar to ads, and/or as asection above search results. The local services may also be showcasedin a tile format, or in a basic search engine results format, as well asthe above. In a Step 715 a system may find matching investors by meansincluding but not limited to sourcing various investment and third-partywebsites, gathering information from various sources for analysis by thesystem, related database mining, and/or matching modules which may beapplied data analysis from different sources in general. In oneembodiment, a crowdfunding 3^(rd) party website (this could be either aninvestment based crowdfunding site, a rewards based crowdfunding site, adonations based crowdfunding site etc.) may utilize the control panel toprovide information to the system about one or more of its clientsinvestment opportunities that are advertised on their website, whichthey will select to be added to the platform. Such information is only ageneral summary at this point (i.e. business name, address, amount theyare looking to raise). The crowdfunding site may provide a website linkto their client's advertisement on their site. The link will be thedirect link to where such an opportunity is directly located on thecrowdfunding website, which will be displayed at the geospatial locationof the advertisement and may be clicked on to send a searcher directlyto the crowdfunding site. In a Step 720 a system may provide a user withsuggestions including but not limited to investors, investments that didwell or poorly in the past, local investment websites, business cardinformation, links to additional resources, comparison of investmentoptions, and/or suggestions related to non-investment details which maystill help a user make relatively well informed decisions.

FIG. 8 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention. In a Step805 a crowdfunding site may provide clients with information related tolocal investments using means including but not limited to text ingeneral, graphical user interfaces in general, and/or audible/tactilefeedback. A crowdfunding site may be able to log into the system, andthen upload all the selected opportunities listed on their website thatmay be on to the system. These crowdfunding sites may include anythingfrom a site that businesses utilize to raise crowdfunded investments, orto a donation type of crowdfunding site. The result may be that whenlocal investments are searched for to be found geospatially, if acrowdfunding site has an opportunity in that vicinity, the investmentmay also be showcased. In effect, the system may act as a consolidatorto the whole crowdfunding/crowdsourcing industry, showcasing all listedopportunities geospatially. It could be said to be the Google Maps ofthe crowdfunding industry. In a Step 810 a system may provide a userwith a geospatial location identifier using means including but notlimited to a mapping GUI, a list with distance information, a listand/or map with location information in general, and/or a list or visualpresentation customized for a specific user or for a location ingeneral. The system may provide a geospatial identifier to all selectedopportunities that will be uploaded by the crowdfunding site. Forexample, if the crowdfunding site wants to upload 25 opportunities onthe platform, each opportunity may be provided with a geospatiallocation identifier, which may be the location of the business that isseeking the investment. This in turn may act as an enhancer of such ads,as they will now be able to also be found on a global geospatialplatform. In a Step 815 a system may create a responsive template toattach to a geospatial location where the identifier may be providedusing means including but not limited to using data analysis to plot orcompile text related to local investments, and/or further customizedinformation for a particular investor. The responsive template may becreated and attached to the geospatial location marker/identifier inorder to display more information that will be able to be viewed onmultiple computing devices. A separate template may be created for eachinvestment uploaded by the crowdfunding site. In a Step 820 a system mayprovide additional information inputted onto the responsive templateattached to the geospatial location identifier about opportunities tousers which may include but it not limited to personal contactinformation, business history, ratings for previous work, and/or similarinvestors which may be almost close enough to be locals. A video mayalso be uploaded to the responsive template in order to enhance themarketing of the crowdfunding opportunity. Geospatial locationmarker/identifier may be provided to the crowdfunding investmentopportunity uploaded by the crowdfunding site (along with having theabove information attached to such a location). Geospatial locationmarker to be in the precise location address that is provided by thecrowdfunding site for the investment. The crowdfunding site may furtherprovide additional information. Such additional information may rangefrom a further in depth description, attachment of pictures, and alsoattachments of videos, all to support the opportunity, which will bedisplayed on the responsive template. In a Step 825 a system may selectwhat language information may be translated into using means includingbut not limited to analysis of text used by a user, or determining IPlocation, and/or by looking up a user preference. In a Step 830 a systemmay decide if language translation is needed using means including butnot limited to a language detection module. Translation of selectedtemplate information into selected languages may be by direct humantranslation or by utilizing one or more hardware processors anddatabases, along with one or more artificial intelligence languagetranslation services. In a Step 835 a system may link a payment methodfor a user on a responsive template using means including but notlimited to adding website links on a website/email code. The paymentmethod may be attached to the responsive template which will linkdirectly to the crowdfunding sites payment account. This will providethe advantage of being able to make donations to countries that wouldn'tbe possible without the language translation in many cases. In a Step840 a system may provide a crowdfunding site with mapping template onits website using means including but not limited to website links,and/or crowdfunding sites. The crowdfunding sites investments may beinserted into the system. For example, if the crowdfunding site uploads20 of the investments it has listed on its current site, the mappingtemplate may showcase all of the 20 opportunities. The same as when auser search Google for local businesses in a specified location and havesay 10 relevant results come up on a mapping server. This however, willallow the crowdfunding sites to automatically showcase all of theiropportunities they have listed on the platform inserted within the GUIfor the system. Crowdfunding parties may be given the ability to choosewhether they want the information displayed to be translated intodifferent languages. This will provide the ability for suchinvestments/donation opportunities etc. to be showcased to users aroundthe world in multiple languages. A third party crowdfunding site mayprovide a template on its websites homepage showcasing all of itsclient's uploaded investments, along with their precise geospatiallocation markers, on a mapping server. The template may be able to beclicked on by a user to direct them to the platform. For instance, if aninvestment based crowdfunding site uploads 50 of the investmentopportunities it has on its website, all such investments location willbe showcased on the mapping server by way of geospatialidentifiers/markers. In this manner, the system may act as a globalconsolidator to the crowdfunding industry. The system may allow all thedifferent crowdfunding platforms to showcase and list all of theavailable crowdfunding type of opportunities that they have listed ontheir websites, which can then be found and accessed through geospatialsearch processes. This method may also be able to be done for theclassified ads industry, to consolidate by way of geospatial methods. Inan alternative embodiment, the crowdfunding industry could beconsolidated by way of vertical search engines that would crawl throughthe numerous crowdfunding websites worldwide and showcase the relevantresults. Once the relevant results are showcased, a user could click addand then be directed to the crowdfunding site. Also, the results pagecould integrate Google Maps in order to geo-locate the address ofrelevant ads that are showcased.

FIG. 9 is a flow chart illustrating an exemplary third component of theinvention, in accordance with an embodiment of the invention. In a Step905 a local investment club may provide users with additionalinformation related and/or not directly related to investing using meansincluding but not limited to GUI text/multimedia, emails, and/ortactile/audio feedback. In a Step 910 a system may create a responsivetemplate and attached to a geospatial location of the investment clubusing means including but not limited to analyzing user input to providean appropriate response then analyzing a users' response for todetermine how a responsive template may be applied to a specific user.In a Step 915 a system may provide club current and potentialinvestments using means including but not limited to data retrievalbased on a list of filters or database mining tools, and/or processinguser input to determine which investment best fit a certain user. In aStep 920 a system may provide a geospatial location identifier for allinvestment results, using means including but not limited to databasemining for location related information, retrieving user preferences forlocations, and/or using context clues to determine where an investmentwould do relatively well. These investments may be showcased on themapping server on the responsive template. In a Step 925 a system mayprovide a video link for streaming video attached to the template, usingmeans including but not limited to multimedia processing standards forthe internet, and/or inserting a video stream into whateverGUI/interface a user is currently using. In a Step 930 a system mayattach a link to a template for a membership request using meansincluding but not limited to providing a website link on a user's GUIand/or alternative interface.

FIG. 10 is a flow chart illustrating an exemplary control panel sourcingadditions of the invention, in accordance with an embodiment of theinvention. In a Step 1005 a system may provide additional informationusing means including but not limited to business conducting pre-sales,a direct public offering (DPO), and/or related services/actions whererelevant additional information may be extracted. In a Step 1010 asystem may create a responsive template attached to a geospatiallocation using means including but not limited to including additionalinformation in a user's interface. In a Step 1015 a system may uploadadditional files and to a template using means including but not limitedto network-based data transmission. In a Step 1020 a system mayattaching a payment link to a template using means including but notlimited to inserting a user specific link onto an HTML link's code,and/or referring a user to where they may carry out similar services. Ina Step 1025 a system may send relevant documents to a subscriber oncepurchase/payment has been processed using means including but notlimited to attaching documents to confirmation emails, allowing a userto download related documents, and/or having the paperwork sent to auser through a post office/delivery company.

Those skilled in the art will readily recognize, in light of and inaccordance with the teachings of the present invention, that any of theforegoing steps and/or system modules may be suitably replaced,reordered, removed and additional steps and/or system modules may beinserted depending upon the needs of the particular application, andthat the systems of the foregoing embodiments may be implemented usingany of a wide variety of suitable processes and system modules, and isnot limited to any particular computer hardware, software, middleware,firmware, microcode and the like. For any method steps described in thepresent application that can be carried out on a computing machine, atypical computer system can, when appropriately configured or designed,serve as a computer system in which those aspects of the invention maybe embodied.

It will be further apparent to those skilled in the art that at least aportion of the novel method steps and/or system components of thepresent invention may be practiced and/or located in location(s)possibly outside the jurisdiction of the United States of America (USA),whereby it will be accordingly readily recognized that at least a subsetof the novel method steps and/or system components in the foregoingembodiments must be practiced within the jurisdiction of the USA for thebenefit of an entity therein or to achieve an object of the presentinvention. Thus, some alternate embodiments of the present invention maybe configured to comprise a smaller subset of the foregoing means forand/or steps described that the applications designer will selectivelydecide, depending upon the practical considerations of the particularimplementation, to carry out and/or locate within the jurisdiction ofthe USA. For example, any of the foregoing described method steps and/orsystem components which may be performed remotely over a network (e.g.,without limitation, a remotely located server) may be performed and/orlocated outside of the jurisdiction of the USA while the remainingmethod steps and/or system components (e.g., without limitation, alocally located client) of the forgoing embodiments are typicallyrequired to be located/performed in the USA for practicalconsiderations. In client-server architectures, a remotely locatedserver typically generates and transmits required information to a USbased client, for use according to the teachings of the presentinvention. Depending upon the needs of the particular application, itwill be readily apparent to those skilled in the art, in light of theteachings of the present invention, which aspects of the presentinvention can or should be located locally and which can or should belocated remotely. Thus, for any claims construction of the followingclaim limitations that are construed under 35 USC § 112 (6) it isintended that the corresponding means for and/or steps for carrying outthe claimed function are the ones that are locally implemented withinthe jurisdiction of the USA, while the remaining aspect(s) performed orlocated remotely outside the USA are not intended to be construed under35 USC § 112 (6).

It is noted that according to USA law, all claims must be set forth as acoherent, cooperating set of limitations that work in functionalcombination to achieve a useful result as a whole. Accordingly, for anyclaim having functional limitations interpreted under 35 USC § 112 (6)where the embodiment in question is implemented as a client-serversystem with a remote server located outside of the USA, each suchrecited function is intended to mean the function of combining, in alogical manner, the information of that claim limitation with at leastone other limitation of the claim. For example, in client-server systemswhere certain information claimed under 35 USC § 112 (6) is/(are)dependent on one or more remote servers located outside the USA, it isintended that each such recited function under 35 USC § 112 (6) is to beinterpreted as the function of the local system receiving the remotelygenerated information required by a locally implemented claimlimitation, wherein the structures and or steps which enable, and breathlife into the expression of such functions claimed under 35 USC § 112(6) are the corresponding steps and/or means located within thejurisdiction of the USA that receive and deliver that information to theclient (e.g., without limitation, client-side processing andtransmission networks in the USA). When this application is prosecutedor patented under a jurisdiction other than the USA, then “USA” in theforegoing should be replaced with the pertinent country or countries orlegal organization(s) having enforceable patent infringementjurisdiction over the present application, and “35 USC § 112 (6)” shouldbe replaced with the closest corresponding statute in the patent laws ofsuch pertinent country or countries or legal organization(s).

All the features disclosed in this specification, including anyaccompanying abstract and drawings, may be replaced by alternativefeatures serving the same, equivalent or similar purpose, unlessexpressly stated otherwise. Thus, unless expressly stated otherwise,each feature disclosed is one example only of a generic series ofequivalent or similar features.

It is noted that according to USA law 35 USC § 112 (1), all claims mustbe supported by sufficient disclosure in the present patentspecification, and any material known to those skilled in the art neednot be explicitly disclosed. However, 35 USC § 112 (6) requires thatstructures corresponding to functional limitations interpreted under 35USC § 112 (6) must be explicitly disclosed in the patent specification.Moreover, the USPTO's Examination policy of initially treating andsearching prior art under the broadest interpretation of a “mean for” or“steps for” claim limitation implies that the broadest initial search on35 USC § 112(6) (post AIA 112(0) functional limitation would have to beconducted to support a legally valid Examination on that USPTO policyfor broadest interpretation of “mean for” claims. Accordingly, the USPTOwill have discovered a multiplicity of prior art documents includingdisclosure of specific structures and elements which are suitable to actas corresponding structures to satisfy all functional limitations in thebelow claims that are interpreted under 35 USC § 112(6) (post AIA 112(0)when such corresponding structures are not explicitly disclosed in theforegoing patent specification. Therefore, for any inventionelement(s)/structure(s) corresponding to functional claim limitation(s),in the below claims interpreted under 35 USC § 112(6) (post AIA 112(0),which is/are not explicitly disclosed in the foregoing patentspecification, yet do exist in the patent and/or non-patent documentsfound during the course of USPTO searching, Applicant(s) incorporate allsuch functionally corresponding structures and related enabling materialherein by reference for the purpose of providing explicit structuresthat implement the functional means claimed. Applicant(s) request(s)that fact finders during any claims construction proceedings and/orexamination of patent allowability properly identify and incorporateonly the portions of each of these documents discovered during thebroadest interpretation search of 35 USC § 112(6) (post AIA 112(f))limitation, which exist in at least one of the patent and/or non-patentdocuments found during the course of normal USPTO searching and orsupplied to the USPTO during prosecution. Applicant(s) also incorporateby reference the bibliographic citation information to identify all suchdocuments comprising functionally corresponding structures and relatedenabling material as listed in any PTO Form-892 or likewise anyinformation disclosure statements (IDS) entered into the present patentapplication by the USPTO or Applicant(s) or any 3^(rd) parties.Applicant(s) also reserve its right to later amend the presentapplication to explicitly include citations to such documents and/orexplicitly include the functionally corresponding structures which wereincorporate by reference above.

Thus, for any invention element(s)/structure(s) corresponding tofunctional claim limitation(s), in the below claims, that areinterpreted under 35 USC § 112(6) (post AIA 112(f)), which is/are notexplicitly disclosed in the foregoing patent specification, Applicant(s)have explicitly prescribed which documents and material to include theotherwise missing disclosure, and have prescribed exactly which portionsof such patent and/or non-patent documents should be incorporated bysuch reference for the purpose of satisfying the disclosure requirementsof 35 USC § 112 (6). Applicant(s) note that all the identified documentsabove which are incorporated by reference to satisfy 35 USC § 112 (6)necessarily have a filing and/or publication date prior to that of theinstant application, and thus are valid prior documents to incorporatedby reference in the instant application.

Having fully described at least one embodiment of the present invention,other equivalent or alternative methods of implementing investment toolsaccording to the present invention will be apparent to those skilled inthe art. Various aspects of the invention have been described above byway of illustration, and the specific embodiments disclosed are notintended to limit the invention to the particular forms disclosed. Theparticular implementation of the investment tools may vary dependingupon the particular context or application. By way of example, and notlimitation, the investment tools described in the foregoing wereprincipally directed to local investment platform implementations;however, similar techniques may instead be applied to connectinginvestors, or charities, or funding for entertainment/media production,which implementations of the present invention are contemplated aswithin the scope of the present invention. The invention is thus tocover all modifications, equivalents, and alternatives falling withinthe spirit and scope of the following claims. It is to be furtherunderstood that not all of the disclosed embodiments in the foregoingspecification will necessarily satisfy or achieve each of the objects,advantages, or improvements described in the foregoing specification.

Claim elements and steps herein may have been numbered and/or letteredsolely as an aid in readability and understanding. Any such numberingand lettering in itself is not intended to and should not be taken toindicate the ordering of elements and/or steps in the claims.

The corresponding structures, materials, acts, and equivalents of allmeans or step plus function elements in the claims below are intended toinclude any structure, material, or act for performing the function incombination with other claimed elements as specifically claimed.

The corresponding structures, materials, acts, and equivalents of allmeans or step plus function elements in the claims below are intended toinclude any structure, material, or act for performing the function incombination with other claimed elements as specifically claimed. Thedescription of the present invention has been presented for purposes ofillustration and description, but is not intended to be exhaustive orlimited to the invention in the form disclosed. Many modifications andvariations will be apparent to those of ordinary skill in the artwithout departing from the scope and spirit of the invention. Theembodiment was chosen and described in order to best explain theprinciples of the invention and the practical application, and to enableothers of ordinary skill in the art to understand the invention forvarious embodiments with various modifications as are suited to theparticular use contemplated.

The Abstract is provided to comply with 37 C.F.R. Section 1.72(b)requiring an abstract that will allow the reader to ascertain the natureand gist of the technical disclosure. That is, the Abstract is providedmerely to introduce certain concepts and not to identify any key oressential features of the claimed subject matter. It is submitted withthe understanding that it will not be used to limit or interpret thescope or meaning of the claims.

The following claims are hereby incorporated into the detaileddescription, with each claim standing on its own as a separateembodiment.

What is claimed is:
 1. A method comprising the steps of: displaying, ona control panel of a GUI, a login and verification step, whereby saidcontrol panel receives login credentials, wherein said login andverification step further includes a geospatial-based crowdfunding sitereceiving said login credentials, in which said geospatial-basedcrowdfunding site comprises at least one of, an investment basedgeospatial crowdfunding site, a rewards based geospatial crowdfundingsite, and a donations based geospatial crowdfunding site; displaying, onsaid control panel, upon completion of said verification step, aninteractive template configured to receive information, furtherincluding: receiving, by said control panel, at least an opportunitylisted in said geospatial-based crowdfunding site in which saidopportunity comprises at least one of a business looking to raisecapital, a rewards-based opportunity, a donations-based opportunity, anda business conducting Pre-Sales to raise money; implementing aresponsive template software module for said opportunity, in which saidresponsive template software module comprises a data analysis tool thatis configured to plot or compile text related to local investments;associating a geospatial location identifier to said responsive templatesoftware module; receiving, by said control panel, said information insaid responsive template software, in which said information includes atleast one of, an in-depth description, attachments of pictures, andattachments of videos, to support said opportunity; and compiling saidinformation in said responsive template into an entry for saidopportunity; associating a geo location marker characteristic that isthen stored in a geospatial mapping server, upon receipt of saidinformation, whereby said geo location marker is integrated intoviewable information on said control panel, and further includesattaching a geospatial location identifier to said opportunity, in whichsaid geospatial location identifier comprises at least a geospatiallocation of said opportunity and at least one of, a mapping GUI of saidbusiness, a list with distance information to said business, and a listor map with location information of said business; showcasing, on saidgeospatial mapping server, said geospatial location identifier attachedto said opportunity, wherein said geospatial location identifier isconfigured to show where said opportunity is located; and displaying, onsaid control panel, said information, whereby said information displayedon said control panel is obtained by implementing filters and presentinglocal investments on a geospatial mapping server software module.
 2. Themethod of claim 1, in which said showcasing step further comprise thesteps of: receiving a language selection, wherein said informationcontained in said responsive template software application is translatedinto said language selection by one or more hardware processors anddatabases, along with one or more artificial intelligence languagetranslation services.
 3. The method of claim 2, in which said showcasingstep further comprise the steps of: presenting said informationcontained in said responsive template software application informationin said language selection.
 4. The method of claim 3, further comprisingthe steps of: linking a payment method to said geospatial crowdfundingsite, wherein said payment method is attached to said template softwareapplication.
 5. The method of claim 4, in which said showcasing stepfurther comprise the steps of: showcasing said uploaded investments ofsaid geospatial-based crowdfunding site, along with a geospatiallocation marker of each of said uploaded investments, on said geospatialmapping server; and wherein said geospatial mapping server comprises atleast a GUI map of said uploaded investments and at least one of, anaudible communication, a visible communication, and a tactilecommunication.
 6. The method of claim 1, further comprising the stepsof: receiving a control panel software module, in which said controlpanel software application is configured to be operable for, at leastone of, change information, add additional uploads, and conductgeospatial-based searches.
 7. The method of claim 6, further comprisingthe steps of: requesting information regarding at least one of,regulations, courses, mentorship, how to write a business plan, capitalraising methods, learning basic business, and accounting skills sourcedfrom a third-party search engine; and presenting geospatial-based searchresults in a tabular form in said control panel software application. 8.A non-transitory computer-readable storage medium with an executableprogram stored thereon, wherein the program instructs one or moreprocessors to perform a method comprising the steps of: displaying, on acontrol panel of a GUI, a login and verification step, whereby saidcontrol panel receives login credentials, wherein said login andverification step further includes a geospatial-based crowdfunding sitereceiving said login credentials; displaying, on said control panel,upon completion of said verification step, an interactive templateconfigured to receive information, further including: receiving, by saidcontrol panel, at least an opportunity listed in said geospatial-basedcrowdfunding site; compiling said information in said responsivetemplate into an entry for said opportunity; associating a geo locationmarker characteristic that is then stored in a geospatial mappingserver, upon receipt of said information, whereby said geo locationmarker is integrated into viewable information on said control panel,and further includes attaching a geospatial location identifier to saidopportunity; in which said geospatial location identifier is configuredto enable a geospatial search and discovery processes for at least oneof said, local entrepreneur, an investment opportunity, and a localinvestor; in which said geospatial location identifier comprises ageospatial location of said opportunity and at least one of, a mappingGUI of said opportunity, a list with distance information to saidopportunity, and a list or map with location information of saidopportunity; showcasing, by said geospatial-based crowdfunding site,said geospatial location identifier attached to said opportunity,wherein said geospatial location identifier is configured to show wheresaid opportunity is located; displaying, on said control panel, saidinformation, whereby said information displayed on said control panel isobtained by: implementing filters; querying local investments, saidquerying local investments step comprises detecting said geospatiallocation identifier, wherein said geospatial location identifier isconfigured to enable said querying local investments step where saidopportunity is located; and presenting said local investments on ageospatial mapping server software module.
 9. The software programproduct of claim 8, in which said local investments comprises: at leastone or more local investment clubs; an industry which said localinvestment club is focusing on; and an amount of members said localinvestment club is capped to.
 10. The software program product of claim9, in which said geospatial-based crowdfunding site comprises at leastone of, an investment based geospatial crowdfunding site, a rewardsbased geospatial crowdfunding site, and a donations based geospatialcrowdfunding site.
 11. The software program product of claim 10, inwhich said opportunity comprises at least one of one or more, businesseslooking to raise capital, businesses looking to finance new stores orupgrade equipment, businesses offering Direct Public Offerings,businesses conducting Pre-Sales to raise money, and Housing Projects.12. The software program product of claim 11, in which said showcasingstep further comprise the steps of: receiving a template softwareapplication created for said selected opportunity, in which aninformation contained in said template software application includes atleast one of, an in-depth description, attachment of pictures, andattachment of videos, to support said opportunity, wherein said templatesoftware application is configured to attach to said geospatiallocation.
 13. The software program product of claim 12, in which saidshowcasing step further comprise the steps of: receiving a languageselection, wherein said information contained in said template softwareapplication is translated into said language selection by at least oneor more hardware processors and databases, along with at least one ormore artificial intelligence language translation services.
 14. Thesoftware program product of claim 13, in which said showcasing stepfurther comprise the steps of: presenting said information contained insaid template software module information in said language selection.15. The software program product of claim 8, further instructing one ormore processors to perform a method comprising the steps of: linking apayment method to said geospatial-based crowdfunding site, wherein saidpayment method is attached to said template software module.
 16. Thesoftware program product of claim 15, in which said showcasing stepfurther comprise the steps of: showcasing uploaded investments of saidgeospatial-based crowdfunding site, along with a geospatial locationmarker of each of said uploaded investments, on said geospatial mappingserver; and wherein said geospatial mapping server comprises at least aGUI map and at least one of, an audible communication, a visiblecommunication, and a tactile communication.
 17. The software programproduct of claim 16, further instructing one or more processors toperform a method comprising the steps of: receiving a control panelsoftware module, in which said control panel software module isconfigured to, at least one of, change information, add additionaluploads, and conduct geospatial-based searches.
 18. The software programproduct of claim 17, further instructing one or more processors toperform a method comprising the steps of: requesting informationregarding at least one of, regulations, courses, mentorship, how towrite a business plan, capital raising methods, learning basic business,and accounting skills sourced from a third-party search engine, whereinsaid search results are configured to be provided in a tabular form insaid control panel software module.